- Net Pay Advance
- Texas Online Loans

Installment Loan
Borrow up to $1,200, subject to approval, and pay it back conveniently over 180 days.
Texas payday loans vs. installment loans – What’s the difference?
A payday loan in Texas is a small loan that you repay in full by your next paycheck. An installment loan allows you to:
• Borrow more (up to $1,200)
• Repay over several months
• Avoid lump-sum repayment
• Build a more manageable financial plan


Smart practices for online loans in Texas
Did you know that almost 24 million Americans choose to take out a personal loan every year? For some people, getting instant loans online may be the only choice for their situation. Nonetheless, customers should follow good online loan practices. Here are a few recommended practices:
- Apply for only the funds you need to cover an emergency expense. It can be hard to turn down extra cash, but only taking what you need can help keep expenses down.
- Work with just one payday lender at a time. This will help you avoid snowball debt or debt cycles.
- Use online payday loans for emergency expenses only.
- Make payments as soon as possible.
Convenient online loans for your needs
Making timely payments is one of the best practices for online loans, helping you avoid late fees and keep expenses low. At Net Pay Advance, we’re here to support you throughout your journey. If you can’t make your repayment on time, you can extend your due date by 5 days for free! For additional flexibility, our Promise-to-Pay (PTP) plan lets you break your payment into smaller, more manageable amounts. Learn more about your options and how we can help you stay on track.
Frequently Asked Questions