Online Loans in Texas – A Flexible Payday Loan Alternative

Same-day* installment loans up to $1,200

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What you need to apply
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+18 years old

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Texas address

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Active bank account

A smart alternative to payday loans in Texas

Need fast cash in Texas? Instead of a payday loan, apply for an online installment loan with Net Pay Advance. You could get access to up to $1,200 with flexible repayment terms and no hard credit check. 

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Installment Loan

Borrow up to $1,200, subject to approval, and pay it back conveniently over 180 days.

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How to get fast loans today*

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Complete a simple and secure online application in minutes.

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Receive a quick decision on your application.

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If approved, funds are directly deposited to your account. Same-day* funding options!

Step 1

Complete a simple and secure online application in minutes.

Step 2

Receive a quick decision on your application.

Step 3

If approved, funds are directly deposited to your account. Same-day* funding options!

Apply Now
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Rates and terms for Texas installment loans 

We follow all Texas lending laws and guidelines. See your rate and repayment terms to borrow confidently.

Where to get online loans in Texas

Access fast loans in the Lone Star State through Net Pay Advance. Here are just a few cities serviced in Texas! 

Red/pink map pin drop icon Online loans Dallas, TX

Red/pink map pin drop icon Online loans Fort Worth, TX

Red/pink map pin drop icon Online loans San Antonio, TX

Red/pink map pin drop icon Online loans Waco, TX

Red/pink map pin drop icon Online loans Austin, TX

Red/pink map pin drop icon Online loans El Paso, TX

Red/pink map pin drop icon Online loans Arlington, TX

Red/pink map pin drop icon Online loans Dallas, TX

Red/pink map pin drop icon Online loans Fort Worth, TX

Red/pink map pin drop icon Online loans San Antonio, TX

Red/pink map pin drop icon Online loans Waco, TX

Red/pink map pin drop icon Online loans Austin, TX

Red/pink map pin drop icon Online loans El Paso, TX

Red/pink map pin drop icon Online loans Arlington, TX

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Why choose a payday loan alternative in Texas?

Working with Net Pay Advance means you can access fast loans online—and enjoy some great perks. Check out all the benefits.

Green Checkmark Same-day* funding available 

Green Checkmark Free due date extensions 

Green Checkmark No hard credit check

Green Checkmark Fast support

More about customer benefits

A payday loan in Texas is a small loan that you repay in full by your next paycheck. An installment loan allows you to: 

• Borrow more (up to $1,200)

• Repay over several months

• Avoid lump-sum repayment 

• Build a more manageable financial plan 

A text conversations that reads, 'Heard about your car. If you need money I recommend Net Pay Advance', 'Car Repair', ' But I need more than a couple hundred bucks', 'They helped me get a same-day* personal loan up to $1,200!', ' NICE! I'm checking them out now!'
A blue and green clipboard with a checklist of best practices when working with an online payday loan provider. There's a yellow checkmark in a blue box next to each of the following suggestions. The suggestions are in blue text and say the following: "Only borrow what you need. Work with one lender at a a time. Only borrow for emergency expenses. Repay your loan ASAP!"

Did you know that almost 24 million Americans choose to take out a personal loan every year? For some people, getting instant loans online may be the only choice for their situation. Nonetheless, customers should follow good online loan practices. Here are a few recommended practices:

  • Apply for only the funds you need to cover an emergency expense. It can be hard to turn down extra cash, but only taking what you need can help keep expenses down.
  • Work with just one payday lender at a time. This will help you avoid snowball debt or debt cycles.
  • Use online payday loans for emergency expenses only.
  • Make payments as soon as possible.

Convenient online loans for your needs

Frequently Asked Questions